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Canadian Mortgage Calculator

🍁 Uses Canadian mortgage rules: semi-annual compounding and CMHC insurance for down payments under 20%.

Home Price (CA$)

Down Payment (%)

Min 5% for homes ≤ CA$500k; CMHC insurance if < 20%

Interest Rate (%)

Amortization Period

Mortgage Term

Monthly Housing Costs

Property Tax ($/mo)

Condo Fees ($/mo)

Heat ($/mo)

Canadian mortgage with semi-annual compounding, CMHC insurance, and term vs. amortization.